What is the difference between APR and interest?

Applying for loans and working out which is the best for you can be time consuming. There are many different variables to consider, such as the length of the loan, the amount you’re borrowing, the policies of the lender, and the APR and interest rates. Lenders will quote you figures and percentages, but how often […]

Bad credit loans essentials

Finding a loan is not difficult, but depending on your credit history the cost of the money can be higher or lower. A credit history is something that builds over time and represents a general impression on your financial management capabilities. It holds a record of your past financial commitments and information about your reliability to repay the loan.

What are non secured loans?

Non secured loans are often categorized as signature loans, due to lack of any other guarantee other than the signed agreement. In such context, the finance institution must take cautions to prevent loss of investment. This is done by carefully analyzing the loan application in order to determine how likely is he to repay the loan. This operation is done by calculating an application score with the help of a few financial indicators:

Compare secured loans and save money

People apply for loans for a variety of reasons. Maybe to buy a car, for some home improvements, or consolidate existing debts. With so many loans available, it is important to know the guidelines for choosing the best one.

Get a new car with a secured auto loan

Whenever the need for a car comes your way is best to think well before purchasing. Before starting is good to know that is better to get a car loan instead of having the car financed. A loan can be purchased for any type of car be it new or used, while a car must be new in order to be financed.

Secured loan company – know what you are looking for

If you already had a loan from a company and you were satisfied with their services it’s only natural that you choose the same business partner. Most lending companies often present their best offers to loyal customers, so why go into the unknown?

Low secured loan rates – are they possible?

But what about those times when $10 000 or $15 000 are just not enough? The remaining solution is a secured loan. This loan encourages the lender in offering greater amounts of money through the security that the borrower brings in